home ownership

June 18, 2021

Don’t Wait To Sell Your House

Don’t Wait To Sell Your House | MyKCM

We’re in the ultimate sellers’ market right now. If you’re a homeowner thinking about selling, you have a huge advantage in today’s housing market. High buyer demand paired with very few houses for sale makes this the optimal time to sell for those who are ready to do so. Whatever ...

View More
June 10, 2021

7 Ways to Spruce Up Your Deck

7 Ways To Spruce Up Your Deck

A deck can increase the value of your home, and it can enhance your quality of life. There are many ways to transform an old space into something you love. Changing your deck into a fun and entertaining space that your family and friends will enjoy isn't difficult, expensive ...

View More
Posted in home ownership
June 9, 2021

10 Ways to Improve Your Backyard Without Breaking The Bank

10 Ways To Improve Your Backyard Affordably

During the summer, your backyard should be your favorite place to be. From a relaxing getaway for your mind to a place to gather your family and friends, you can do it all. A backyard overhaul typically requires heavy equipment and several trips to the hardware store. Take a look ...

View More
Posted in home ownership
June 8, 2021

May Real Estate Highlights!

May 21, 2021

Should I Move or Refinance?

Should I Move or Refinance? | MyKCM

The level of equity homeowners have is at an all-time high. According to the U.S. Censusover 38% of owner-occupied homes are owned free and clear, meaning they don’t have a mortgage. Those with a mortgage are seeing their equity skyrocket too. Every time real estate values increase ...

View More
Posted in Buying, home ownership
April 22, 2021

How Much Time Do You Need To Save for a Down Payment?

How Much Time Do You Need To Save for a Down Payment? | MyKCM

One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you’ll want to understand how much you’ll need to put down and how long it will take you to get there. The process may actually move faster than ...

View More
April 16, 2021

4 Major Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure

4 Major Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure | MyKCM

There has been a lot of discussion as to what will happen once the 2.3 million households currently in forbearance no longer have the protection of the program. Some assume there could potentially be millions of foreclosures ready to hit the market. However, there are four reasons that won’t ...

View More
Posted in home ownership
April 6, 2021

March Real Estate Highlights!

Insights!

Unemployment dropped to 6% in March. A big win for the economy and housing!

Average weekly wages increased 4.2% year-over-year.

Many investors have bought properties with thin margins in hopes that the market would go up and it's been working well.

According to a study, the 2 Colorado ...

View More
March 24, 2021

Should We Fear the Surge in Cash-Out Refinances?

Should We Fear the Surge in Cash-Out Refinances? | MyKCM

Freddie Mac recently released their Quarterly Refinance Statistics report which covers refinances through 2020. The report explains that the dollar amount of cash-out refinances was greater in 2020 than in recent years. A cash-out refinance, as defined by Investopia, is:

“a mortgage refinancing option in which an old mortgage is ...

View More
March 19, 2021

To Renovate or Not To Renovate Before You Sell

To Renovate or Not To Renovate Before You Sell | MyKCM

When thinking about selling, homeowners often feel they need to get their house ready with some remodeling to make it more appealing to buyers. However, with so many buyers competing for available homes right now, renovations may not be as vital as they would be in a more normal market ...

View More